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In a life that seems to throw all types of obstacles a person’s way, one often wonders if there is a way to circumvent these things from having such adverse affects on what is considered normal for us.
When illness grabs ahold of us, we expect our medical insurance to bail us out, we expect the same thing from our car and home insurance companies. But guess what, our legal protection and our identity rights don’t mean as much to us as it should.
I was soon prompted to research a couple of places that offers a prepaid legal service plan to people who need it. I’m finding that while beneficial, a prepaid legal plan may not be everyone’s cup of tea.
I contemplate the importance of such a service and wonder if it is sold behind a fear laced message that causes people to take advantage of it quickly.
The last time I needed a lawyer was when my father died and we needed to sort out how the arrangements would be handled and how some inheritance money would be divided.
The thing is, dad had no updated will so we were kind of left in the dark on what to do. I’m currently reading how some prepaid legal services offer will preparation as one of the cornerstones of what they do.
Getting a will prepared is not something I just think about throughput the course of my day. Maybe it should be because I read somewhere that 70% of people die without a will.
And in contacting several prepaid legal companies they said that their first mission is to help you devise a will as soon as you arm yourself with prepaid legal protection.
From what I understand about most prepaid legal services is that they are basically a voice for those who probably can’t keep an attorney on retainer full time and that turns out to be most people. But I guess a prepaid legal services plan would be like having an entire law firm on retainer.
So if I had to get a will done, handle a crooked mechanic or contractor, or enforce a warranty a prepaid legal plan would allow me to do these things simultaneously. I could just unleash my law firm who are supposedly there for me.
I could be getting hit with all types of legal situations but I really have none to speak of so getting a prepaid legal service plan wouldn’t really make sense to me now. The only thing that could benefit me now could be the last will and testament preparation if I had a few things to leave behind.
Prepaid legal protection to me is one of those things that you probably want to get but it doesn’t seem advantageous to get until some legal stuff rears its ugly head in your life. Kind of like going to the store the buy the fire extinguisher after the fire is already ablaze at your home.